Job Details
Description
Reviews, evaluates, rates and markets individual mortgage applications and documents.
- Examines and evaluates documents such as application forms, inspection reports, product brochures, financial reports and other data to determine degree of risk, underwriting and market selection.
- Accepts, prices and binds mortgage terms within underwriting authority and brokers to other underwriters beyond authority.
- Prepares submissions; markets and negotiates with mortgage companies on individual accounts.
- Communicates orally, by correspondence or in person with account executives, clients and underwriters to obtain further information, quote rates, present proposals, explain company underwriting policies or service existing accounts.
- Assists mortgage originators and support staff in resolving problems and questions.
Competencies
- Communication Proficiency.
- Decision Making.
- Discretion.
- Ethical Conduct.
- Financial Management.
- Organizational Skills.
- Personal Effectiveness/Credibility.
- Presentation Skills.
- Problem Solving/Analysis.
- Technical Capacity.
- Thoroughness.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.